
Financial Readiness Program
Helping You Plan For The Future
Financial Readiness on U.S. Army MWR

The U.S. Army Family and Morale, Welfare and Recreation (the G9 Division of the U.S. Army Installation Management Command, known as Army MWR) manages programs and services that support readiness and resilience for Soldiers and Families. Its work enhances the lives of Soldiers, Families, Reservists, National Guard members, DoD Civilians, Retirees and the entire U.S. Army community.
Family and MWR Programs are delivered primarily through a local garrison or installation.
To learn more about the resources available at your local garrison, visit the Army MWR website.
About FRP
The Army is here to help provide you with information on matters dealing with money. The Army's Financial Readiness Program (FRP) and Consumer Advocacy Services are available at every installation. Army Community Service (ACS) FRP teaches Soldiers in both classroom training & individual counseling sessions, how to save and invest their money, how to establish savings goals, debt elimination strategies, and saving for emergencies.
Blended Retirement System
The Blended Retirement System (BRS) is a key step in modernizing the department's ability to recruit, retain and maintain the talent required of the future force. This is a new Department of Defense (DOD) enterprise-wide retirement system that goes into effect. The Defense Department’s new retirement system will affect some 2.2 million people who all need to get smart on what it will mean.
Financial Readiness Affiliates
Thrift Savings Plan
The Thrift Savings Plan (TSP) is a Federal Government-sponsored retirement savings and investment plan. It is available for both Federal civilian employees and members of the uniformed services. The TSP offers the same type of savings and tax benefits that many private corporations offer their employees under so-called "401(k)" plans. The retirement income that you receive from your TSP account will depend on how much you have contributed to your account during your working years and the earnings on those contributions. Learn more at the official Thrift Savings Plan website.Military Saves Campaign
Military Saves, a component of the nonprofit America Saves and a partner in the Department of Defense’s Financial Readiness Campaign, seeks to motivate, support, and encourage military families to save money, reduce debt, and build wealth. The research-based campaign uses the principles of behavioral economics and social marketing to change behavior. Military Saves encourages all service members, their families, and civilian employees to take the Military Saves pledge and for organizations to promote savings year-round and during Military Saves Week. Learn more at the Military Saves Campaign website.CFPB
The Consumer Finance Protection Bureau (CFPB) mission is to make markets for consumer financial products and services work for Americans — whether they are applying for a mortgage, choosing among credit cards, or using any number of other consumer financial products. The CFPB works to give consumers the information they need to understand the terms of their agreements with financial companies. We are working to make regulations and guidance as clear and streamlined as possible so providers of consumer financial products and services can follow the rules on their own. Information specifically designed to help Service Members and their Families is also a special goal for the CFPB. Click the links below to access this information and the helpful tools they have created. Learn more about the Consumer Finance Protection Bureau. Visit the CFPB On-Demand Forum and Tools website. Order free CFPB pubications.BBB Military Line
Since 2004, BBB Military Line has provided free resources to our military communities in the areas of financial literacy and consumer protection through the efforts of 112 BBBs across the U.S. Visit BBB Military Line to learn more.External Financial Resources
Last modified: October 1, 2019 - 9:42 pm UTC